Our Credit Specialists have been improving credit scores and clients' financial standing. Our credit repair specialists across 43 states will ensure your complete satisfaction and achieve the highest possible standards of service.

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Credit Repair & Credit Monitoring All in one for only $79.95/month

What We Do?

Have a Low Fico Score? We can help you raise your Fico score in as little as 30 days. Get the rates you deserve. Don’t let bad credit hold you back.

Negative or Incorrect items 80% of credit bureau reports contain erroneous, inaccurate, or outdated information. Your Credit Specialists can get these negative and incorrect items removed and bring you closer to your financial freedom.

There are tons of companies out there who brand themselves as credit repair organizations, but most of them lack the necessary experience and expertise to properly represent you in disputes. With Your Credit Specialists, you can rest assured that you are getting experts who are dedicated to get you the best possible results. As credit repair specialists, we can guide you through the entire process. With Your Credit Specialists, you are just steps away from your financial freedom.
We understand that in today’s economy, everyone’s first priority is the bottom-line cost. At Your Credit Specialists, we have made it a priority to ensure that our services are affordable for anyone who may be in need of credit repair. Our simple straightforward pricing means you never have to worry about hidden fees. We are so confident in our ability and your satisfaction that we offer a great refund policy as well as the ability to cancel our services at any time.
The cost of credit repair is small when compared to the cost of living with bad credit. Bad credit can limit you from getting things as small as credit cards to as big as home and auto loans. Don’t let bad credit limit you from living the life you want to live.
Our Services
A Pace That Delivers
We start fast - and work smart. We dispute all 3 credit bureaus every 30 days to deliver the best value in the industry.
The Pro Advantage
We have credit repair specialists across 43 states with 25 years of combined experience that have been working to improve credit scores and clients’ financial standing.
Intelligent Guidance
Our specialists ensure your complete satisfaction and provide the highest possible standards of service. We explain every step of the process to you and handle each step with the utmost care.
Easy Cost Structure
Free Trial – Join for a free trial. Only pay $99.95 for processing & handling and monthly charges do not start until 30 days later, and no confusing upgrades are needed.
A Clear Guarantee
We are so sure you will be thrilled with your experience that we offer a 30 day money-back guarantee. Get started with confidence!
Superior Results
We employ innovative solutions and adhere to the laws and regulations that govern the credit reporting industry. With thousands of deleted items per month, our methods are proven and industry leading.
Why use Your Credit Specialists

We have the experience of working with over 6,000 loan officers including some of the largest mortgage banks in the United States.

  • Premier Mortgage Funding (750 branches)
  • Global Mortgage Group (400 branches)
  • Lend America (500+ loan officers)

Premier Mortgage Funding started working with us at 5 branches and quickly increased to all branches once we proved to them that the loan-close ratio had increased. Customers that could not get approved were immediately placed in our program and in a matter of months were ready for their loan.

We private labeled all under the names Premier Credit Services, Global Credit Services and Lend America Credit.

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Reasonable Rates

1 Million Dollar Life Lock Guarantee

We recently partnered up with Life Lock identity protection program which will give every customer credit protection as we are boosting their credit scores. Each customer will be insured up to 1 million dollars in the event of identity fraud.

Reasonable Rates

We understand that in today's troubled economy, everyone's first priority is the bottom line cost. That is why we have gone to great lengths to ensure that our services are affordable to our customers. We are so confident in our ability and your satisfaction, that we provide a refund policy and the ability to cancel our services at any time.

With our expert team of specialist, we have put together credit repair and credit monitoring serveries for an all in one cost of only $79.95. We believe that everyone deserves to have a chance at taking back their financial freedom and our reasonable rates are set so that everyone can strive towards this. Let us work with you to help repair your credit.

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Here Are Our Happy Client’s

Started with YCS a few months ago and my updated credit score went from about a 543 to 721.

Michelle W (Boston, MA)

The folks at YCS put me on a path to allow me to get my credit issues removed and learn how credit worked.

David J (Staten Island, NY)

I would of never of thought that I would be able to write a testimonial to you on your website. But you did a great job. Thank You!

Beth S (St. Louis, MO)
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